Bank CD rates are at historic lows of less than 1/2 %.  That's right one half of one percent! 

 Annuities are a good alternative to CD's.  I offer several guaranteed annuities that are

 paying from 3% to 9%.  If you have a CD and want to discuss your options, please give me

 a call at 615-310-0236 ore email me at rustydallas@yahoo.com